Terms of Service

Effective Date: February 15, 2026

By accessing this website or submitting information, you agree to the following terms.

1. Use of Website

This website is provided for informational purposes regarding insurance products and services.

Information provided does not constitute a binding insurance contract.

2. No Guarantee of Coverage

Submitting a form or inquiry does not guarantee coverage. Coverage is subject to underwriting approval and policy issuance.

3. SMS Terms

By providing your phone number and opting in, you agree to receive text messages from Matt Winter Insurance.

  • Message frequency may vary

  • Message & data rates may apply

  • Reply STOP to opt out

  • Reply HELP for assistance

Consent to receive SMS messages is not a condition of purchase.

4. Marketing Communications

If you opt into marketing messages, you may receive promotional content regarding insurance products and services. You may withdraw consent at any time.

5. Limitation of Liability

Matt Winter Insurance is not liable for:

  • Errors or omissions on the website

  • Delays in communication

  • Technical interruptions

6. Changes to Terms

We reserve the right to update these terms at any time.

  1. Carrier Liability Disclaimer

By providing your mobile phone number and consenting to receive SMS messages from Matt Winter Insurance, you acknowledge and agree that:

  • Message and data rates may apply.

  • Message frequency may vary.

  • Wireless carriers are not liable for delayed or undelivered messages.

  • Delivery of SMS messages is subject to effective transmission by your mobile carrier and is not guaranteed.

Matt Winter Insurance is not responsible for any charges, errors, or delays in SMS delivery caused by mobile carriers or third-party service providers.

You may opt out of SMS communications at any time by replying STOP. For assistance, reply HELP or contact us directly.

  1. Age Restriction

This website and our services are intended for individuals who are at least eighteen (18) years of age.

By using this website, submitting information, or requesting insurance-related services, you represent and warrant that you are 18 years of age or older.

We do not knowingly collect personal information from individuals under the age of 18. If we become aware that information has been collected from a person under 18 without verified parental consent, we will take appropriate steps to delete such information.

7. Contact Information

Matt Winter Insurance
905 Stark Road
Starkville, MS 39759
Phone: 662-617-0070
Email: matt@mattwinterinsurance.com